Posts Tagged ‘auto insurance’
The True Cost of Being Uninsured: Protect Yourself on Indiana Roads
By: Melissa Brandt How Important is your Uninsured/Underinsured Motorist Coverage? Short answer? Very! Imagine you’re driving home from work when another driver runs a red light and crashes into your vehicle. You did everything right, but then you discover the other driver doesn’t have insurance. Unfortunately, this situation is more common than many people realize.…
Read MoreWhy Uninsured Motorist Property Damage (UMPD) Coverage is a Must for Indiana Drivers
When you’re looking over your auto policy documents you may notice a coverage called uninsured motorist property damage (UMPD). This is usually included with the other liability coverages and often the most overlooked. However, I truly believe this coverage is one of the most important coverages on your policy, often because it can make a…
Read MoreLiability Insurance on Your Auto Policy
What is auto liability insurance and why do we have to have it? You are legally required to carry liability insurance on your auto policy. It is the limit amount of what your insurance company would pay if you are at fault in an accident and other people get hurt or their property is damaged. …
Read MoreSeasonal Driving Tips
Winter is here! Unfortunately, that means snowy and icy roads have to be navigated this time of year. Here are some reminders to help lower the possibility of having to file an auto insurance claim and ensure that you and your family get to where you’re going safely. USE CAUTION: The distance to stop on icy…
Read MoreWhy You Need Insurance on Recreational Vehicles
When you buy a recreational vehicle, it is easy to imagine all the fun you will have. What unfortunately slips the mind of many is that accidents can happen. While most of the time it is all fun and games, there are times when things can get messy, and I don’t just mean the mud…
Read MoreFall Car Insurance Tips to Know
As the days get shorter in Lafayette, Indiana, there are some auto insurance tips that all drivers should know to stay safe and be accident-free. Stay Safe When Driving at Night One of the biggest causes of accidents happens to be the dark. Only a quarter of all driving happens at night, but more than half of all…
Read More4 Reasons to Buy Car Insurance
It’s The Law Every state in the United State, with the exception of New Hampshire, requires every driver have some form of insurance. Each state has its own requirements, but in general, there is always some kind of insurance every driver has to have. The reason car insurance is mandatory is to protect others in the case of an…
Read MoreMake Sure You Have Motorhome Insurance Before You Hit The Road
When you buy a RV you are making a large investment so why not protect it by purchasing Motorhome Insurance. Not only is this a large investment, but it is also a large vehicle that could cause severe damage and injury. At Isch Insurance it is our goal to keep you covered. These are some of the other reasons…
Read MoreNot All Car Insurance is Created Equal
When sitting behind this desk in Lafayette, Indiana, talking with people about their car insurance, nine times out of ten people tell me their biggest car insuranceconcern is the cost. Which is a reasonable concern, however the biggest message I have for clients is not all car insurance is created equal. When it comes to car insurance…
Read MoreCheap Insurance vs. Value Insurance
I talk with people in the greater Lafayette, Indiana community everyday looking for auto and home insurance. One question I always ask is: what concerns you most about your insurance? The majority of the time the answer I get is price. People tell me all the time they want the cheapest insurance in Lafayette. This answer never surprises…
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